Get Money Smarts is a financial education website designed to assist college students make smart financial decisions and choices. Get Money Smarts does this by providing an exceptional budgeting section that empowers students and parents to financially plan for an entire semester.

A budget, also known as a spending plan, is a must if you want to be in control of your money. You must design a realistic plan for spending your limited resources and be flexible to adapt to the changing circumstances of college life.

While designing a budget in Get Money Smarts, you will:

  • Identify all income sources
  • List fixed and flexible expenses
  • Set up a monthly estimated budget
  • Add actual transactions
  • Review and modify the plan on a regular basis

Why Budget?

By building a budget, you may realize you are financially better off than you thought or you might discover you need to get a part-time job to bridge the gap between income and expenses while you are in school. Either way, a college budget puts you in control, teaches financial management skills and helps you avoid the serious consequences resulting from poorly managed personal finances.

Begin creating financial freedom and build a budget today.

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